Regulatory Analyst

Job Description

The (Basel) Regulatory Analyst is a member of the Capital Management department, which is responsible for compliance with prudential regulatory reporting Basel III & Basel IV requirements. This covers in total three banks, with different level of consolidation and is located in three different jurisdictions: Banking Corporation, Bank and Trust Corporation and Bank Canada. The position reports directly to a Lead Capital Management in Americas.

The Capital Management department is a team of specialists that deals with all requirements from Basel III & Basel IV and related prudential regulatory, management and financial reporting requirements. As Associate in the team you will primarily advise and support on the interpretation of Basel III and Basel IV prudential requirement (incl. those for the regulatory reporting purposes), internal capital and liquidity models, new products and be actively involved in the maintenance of compliance to key prudential ratios. The department manages and demonstrates ongoing compliance with Basel III and Basel IV regulations and their implementation in the Americas.

The Capital Management department cooperates with stakeholders like Finance and Risk Management on analyzing, designing and implementing the design of the reporting chain to supervisory bodies. This includes participation in the ICAAP and ILAAP processes, Disclosure requirements and close alignment to Regulatory Reporting and the Enterprise Risk Management Framework.

This position offers a possibility to gain broad experience within the Capital and Risk management and prudential regulatory compliance domain and specifically in the area of Basel and CRD, as well as data analysis and reconciliation. As part of the Capital Management team, you will identify areas of potential needs for the Bank and initiate the solution and implementation.

  • Maintain core capital ratios (Capital adequacy, Liquidity adequacy, leverage and large exposure);
  • Interpret prudential regulatory (incl. reporting) requirements under Basel and CRD framework based on the specific of the Bank's portfolios;
  • Develop and provide work instructions, training and support for the Regulatory Reporting team;
  • Maintain daily monitoring metrics, align within the group and manage on an ongoing basis compliance to the internal and regulatory limits;
  • Support and consult with the Regulatory Reporting team, Finance and Risk Management;
  • Enhance the automation level of Capital Management core processes (incl. ratios monitoring, as well as regulatory monitoring);
  • Provide support to Treasury functions and Management on business decisions from the prudential regulations perspective;
  • Support ICAAP processes executed by Risk Management;
  • Implement new capital regulatory requirements (CRD V/ CRR II), as translated in local regulation for all main risk types (credit, market, operational, liquidity risks, interest rate risk in the banking book, leverage ratio and large exposure);
  • Monitor and update these requirements with new consultations, guidelines, standards and regulations on an ongoing basis by performing a detailed review and impact analysis of each requirement;
  • Support part of team located in Europe;
  • Work with the various Subject Matter Experts across the banks to ensure enterprise wide compliance;
  • Provide specific topic based trainings for the organization on the topics within Capital Management;
  • Prepare management reporting to the relevant Management Board or Risk committees following the above developments;
  • Communicate effectively and efficiently with relevant internal and external parties;
  • Involve in specific business projects.

Job Requirements

  • Must have an academic background and working level;
  • Masters degree in law, economics or business administration or country equivalent in a related discipline;
  • Minimum 2 years of experience in financial service industry, consultancy or audit;
  • Hands on experience with Basel II/III/CRD IV/CRR, ICAAP, ILAAP or ERM;
  • Capable to deal with complex matters;
  • Strong communicative and interpersonal skills;
  • Excellent communication skills, both verbal and written (In English);
  • Ability to work independently and also to liaise with other departments;
  • Research and analytical skills;
  • Good knowledge of Microsoft office applications;
  • Hedge fund industry and/or Trust business experience would be an advantage.






Darshana Persaud

Balance Recruitment gebruikt cookies om bepaalde voorkeuren te onthouden en vacatures af te stemmen op je interesses.